Health Insurance
Health insurance provides coverage for routine and extended healthcare services that provincial public plans may not fully cover. While public health plans cover essential medical care like hospital stays and doctor visits, many additional services—such as prescription drugs, dental care, vision, physiotherapy, and mental health support—often require private insurance. Health insurance helps cover these extra costs, giving individuals and families better access to a wider range of healthcare services, faster treatment options, and financial protection against unexpected medical expenses.
Frequently Asked Questions
What is health insurance in Canada?
Provides supplementary coverage for prescriptions, dental, vision, and other out-of-pocket medical costs.
How does health insurance complement Canada’s universal healthcare system?
Fills gaps in public coverage, providing comprehensive protection and financial security for families.
What is not covered by public health insurance?
Prescription drugs, routine dental, vision, physiotherapy, alternative therapies, private rooms, and ambulance fees.
What does public healthcare in Canada cover?
Doctor visits, hospital care, emergency services, some preventive care, and limited mental health services.
How do networks affect my coverage?
In-network providers cost less; out-of-network care can increase out-of-pocket expenses.
