Dental Insurance

Dental health is essential to overall well-being, yet most provincial health plans in Canada do not cover routine dental care. Our comprehensive dental insurance solutions help manage the cost of regular checkups, unexpected procedures, and oral health maintenance—without straining your budget. Whether you are self-employed, retired, or seeking additional coverage beyond provincial plans, our licensed associates can help you find the right dental insurance plan for your needs.

Why You Need Dental Insurance

Dental care costs in Canada can add up quickly, as routine cleanings, exams, and major procedures are often paid out of pocket. Dental insurance provides financial protection and peace of mind by reducing these expenses while promoting early detection and preventive care. Benefits include:

  • Lower out-of-pocket costs for routine cleanings and exams
  • Coverage for fillings, extractions, and root canals
  • Access to major procedures like crowns, bridges, and dentures
  • Prevention of future oral health problems through early detection

Types of Dental Insurance Coverage

Basic Coverage
Covers preventive dental care including exams, x-rays, cleanings, and simple fillings.

Comprehensive Coverage
Expands protection to include root canals, extractions, crowns, bridges, dentures, and in some plans, orthodontics.

Individual & Family Plans
Tailored plans for individuals without employer benefits, families needing coverage for children, and seniors or retirees.

Frequently Asked Questions

What is dental insurance?
A plan that helps cover the cost of preventive, basic, and major dental procedures.
Why is dental insurance important?
Most provincial health plans do not cover dental care, so insurance helps reduce out-of-pocket costs and supports long-term oral health.
What does basic coverage include?
Preventive care such as exams, cleanings, x-rays, and simple fillings.
What does comprehensive coverage include?
Advanced procedures like root canals, extractions, crowns, bridges, dentures, and sometimes orthodontics.
Who needs dental insurance?
Individuals without employer benefits, families with children, seniors, retirees, and anyone seeking extra protection beyond provincial coverage.
Can I customize my plan?
Yes, plans can be tailored for individuals, families, or specific dental needs.