Health Insurance
Health insurance helps cover routine and extended healthcare services that public plans may not fully include. While essential care such as doctor visits and hospital stays is typically covered, many services like prescription medications, dental care, vision care, physiotherapy, and mental health support often require private coverage.
Health insurance reduces out-of-pocket costs and gives individuals and families access to a wider range of healthcare services, faster treatment options, and financial protection against unexpected medical expenses.
Types of Health Insurance
Individual Health Insurance – Coverage designed for individuals and families without employer benefits
Group Health Insurance – Health and wellness benefits offered through employers or organizations
Drug Plans – Coverage for prescription medications and ongoing treatment costs
Dental Insurance – Protection for routine dental care, major procedures, and preventive services
Critical Illness Insurance – Lump-sum coverage for serious health conditions such as cancer, heart attack, or stroke
Disability Insurance – Income protection if you are unable to work due to illness or injury
