Health & Travel Insurance
Health and travel insurance in Canada refers to a combination of coverage that protects individuals both at home and while traveling. Health insurance covers medical services such as doctor visits, hospitalization, prescriptions, and extended care. Travel insurance offers protection for unexpected medical emergencies, trip cancellations, lost baggage, and more when outside your province or country. Together, these coverages help individuals, families, visitors, and travelers avoid high out-of-pocket medical costs and travel disruptions.
Public health care covers essential medical services such as doctor visits and hospital stays. However, many everyday and extended healthcare needs are not fully covered by public plans. Private health insurance helps cover costs for services such as:
- Prescription drugs
- Dental care and orthodontics
- Vision care and eye exams
- Physiotherapy and chiropractic care
- Mental health support and counseling
- Paramedical services and extended care
Health insurance provides added flexibility, faster access to treatment, and financial protection against unexpected healthcare expenses. It is ideal for individuals, families, self-employed professionals, and anyone without employer-provided benefits.
Type of Health Insurance :
There are six main types of Health Insurance available to people living in Canada:
Individual Health Insurance
Coverage designed for individuals and families without employer benefits.
Learn more about Individual Health InsuranceGroup Health Insurance
Health and wellness benefits offered through employers or organizations.
Learn more about Group Health InsuranceDrug Plans
Coverage for prescription medications and ongoing treatment costs.
Learn more about Drug PlansDental Insurance
Protection for routine dental care, major procedures, and preventive services.
Learn more about Dental InsuranceCritical Illness Insurance
Lump-sum coverage for serious health conditions such as cancer, heart attack, or stroke.
Learn more about Critical Illness InsuranceDisability Insurance
Income protection if you are unable to work due to illness or injury.
Learn more about Disability InsuranceType of Travel Insurance :
There are six main types of Travel Insurance available:
Visitor Insurance
Emergency medical coverage for visitors to Canada, including parents, relatives, and new immigrants without provincial health coverage.
Learn more about Visitor InsuranceOutgoing travel insurance
Medical and travel protection for Canadian residents travelling outside Canada for leisure or business.
Learn more about Outgoing travel insuranceSuper Visa insurance
Mandatory medical insurance for parents and grandparents applying for a Canadian Super Visa, meeting all IRCC requirements.
Learn more about Super Visa insuranceStudent Travel insurance
Affordable medical and emergency coverage for international students in Canada and Canadians studying abroad.
Learn more about Student Travel insuranceTemporary Foreign Worker Insurance
Covers unexpected medical emergencies, hospital visits, and urgent care while travelling.
Learn more about Temporary Foreign Worker InsuranceEmergency Medical travel insurance
Covers unexpected medical emergencies, hospital visits, and urgent care while travelling.
Learn more about Emergency Medical travel insurance
